Paying-For-End-Of-Life-Care

Paying for End-of-Life-Care

How to pay for the rising costs of healthcare?  A common concern by almost every family across the country. Many baby boomers are providing care for their aging parents just as they are facing their own healthcare issues.

Yet, for almost 30 years, the Medicare Hospice Benefit has provided a model for financing end-of-life care that can bring great relief and support to families during one of life’s most difficult times.

This benefit covers virtually all aspects of hospice care with little to no out-of-pocket expense to the patient or family. As a result, the financial burdens often associated with caring for a terminally ill patient are lifted.

Hospice care also offers support to the loved ones of the patient; this brings an added level of relief to the dying person, knowing their loved ones are being cared for as well.

Hospice is paid for through the Medicare Hospice Benefit, Medicaid, and most private insurers. In addition, most private health plans and Medicaid in 47 States and the District of Columbia cover hospice services. If a person does not have coverage through Medicare, Medicaid, or a private insurance company, Heart ‘n home will work with the person and their family to ensure needed services can be provided.

Hospice care involves a team-oriented approach to expert medical care, pain management, and emotional and spiritual support expressly tailored to the patient’s needs and wishes. Families making end-of-life decisions for a loved one need compassion and support, not financial worries. The Medicare Hospice Benefit helps alleviate these concerns.

To learn more, contact Heart ‘n Home.

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